Create and manage digital loans in all their variants


Discover unlimited possibilities

Comprehensive management of multi-product accounts. 360 vision, history, and management of all interactions.

Configurable status, rules, and actions.

Complete flow, from onboarding to collections CRM.

Code-free configuration of rates, promotions, points, frequencies, conditions, taxes, among others.

Discover the power and versatility of our Core

Back Office Module
Configuración Module

Guarantees the autonomy, agility, and adaptability of your operations.


Accounting, tax tables, compliance, and local integrations throughout LatAm.

Manage multiple branches or merchants under the same platform

Manage all your products with independent parameters.

Impact each flow from web, mobile, or tablet.

Interact with the core directly or consume services via API.

Put your customer at the center, with an integrated view of all their products and operations.

Gain agility with a 100% API & Cloud solution.

Offer installments with embedded finance

Choose a proven model



  • Finance the end customer

  • Expand their network at no cost to local businesses

  • Strengthen commercial partnerships



Retailers and Merchants

  • Join in days

  • Increase their sales

  • Build customer loyalty




  • Improve access to products and services

  • Get credit in minutes

  • Only need their ID

Get more information about LENDING BNPL

Create and manage accounts receivable financing operations

Generate a Factoring & Confirming ecosystem


Supplier uploads invoice for receivables

Institutions compete to purchase the invoice

Institution X wins the factoring, the sale is completed


Client company uploads invoices for payables

Bank offers advances to suppliers

If the supplier accepts, they are financed

Provide collection tools to the Factor

  • Issuer and Payer already registered as credit subjects

  • COLLECTIONS Solution


  • Intervening scoring updates

  • Monitoring, alerts, reporting

Implement the complete flow for each use case

From Onboarding to Collections



Decision Engine


Middleware & Scheduler






Quantify the products you sell.

In minutes, only with an ID

Bank + Retailer


  • Retailer: Increase sales

  • Bank: Finance

Financial Institutions

Get a 100% digital channel for your current credit proposal

Producer + Distributor


  • Distributor: Increase sales

  • Producer: Finance and increase sales

Employee Loans

Build loyalty and enhance your proposition as an employer brand

Student Loans

Loans for students

Get more information about LENDING Factory

The end-to-end solution chosen by leading brands

End-to-end Solution

Prospecting, simulations, pre-approvals

Biometric validation

Automated credit assessment

KYC/KYB (validations)

Segmented payment plans

Digital signature

Collections and portfolio sales

Monitoring, reporting, and alerts


Offering of automotive loans and leasing. Sale and financing of tracking accessories and services

B2B, B2C (e.g., dealerships, self-service, others)

Multi-device, multi-profile

Operation in different countries simultaneously


Dealership with financial institutions and banks

Credit bureaus

Brokers and insurance companies (cross-selling)

Digital Signature Providers

Local public entities


Automation of offers

Higher approval rates and lower risk of uncollectibility

Dedicated risk team

Reduction of manual tasks

MVP in weeks

Flexible pricing

Get more information about Automotive LENDING

Personal loans and microloans made faster

Digitize and automate the entire cycle, from origination to collection

Renew credits based on business rules, without reloading information

Provide product financing instantly.

Expand your channels. Define hyper-personalized business rules and deploy them in real-time

Implement any repayment system: French, German, American, with bonus payments for good behavior, grace periods, customized.

Easily integrate with all credit bureaus and institutions.

Incorporate the best market practices, with expert consultancy from consultants at LatAm level in risk and collections.

Get to know the products behind our LENDING solution


A white-label mobile front for credit, product, and payment management.
Available on iOS & Android.

  • Enables digital onboarding, identity validation processes, and biometrics.


Multi-device workflow for customer and product originations.

  • Allows you to manage the complete origination: request reception, preliminary evaluation, credit analysis, verification, validation, approval, conditions, and disbursement.


Decision, risk, and scoring engine, with real-time impact.

  • Allows you to define business rules and automate decisions.


Multi-country, multi-entity, multi-merchant, multi-product, and multi-currency core.

  • Centrally manages loans, along with other financial products.

  • Provides a Back Office for user management, operations, and monitoring.

  • Manages accounts, payments, refinancing, and accounting.


Task scheduler that automates processes and manages interfaces.

  • Allows you to extract data from repositories.
  • Manages and validates input and output information.
  • Updates records.

Link between operating systems and databases with Apps and services. 100% Cloud via APIs.

  • Provides an additional layer of security.

  • Simplifies integrations with platforms and payment methods (BNPL, QR, Payment Link), validation services (bureau, phone, mail), and collections input systems.

  • Accelerates Time to Market and facilitates the incorporation of changes and functionalities.

  • Ensures that a possible failure does not affect other applications or systems.


Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) product.

  • Allows you to meet all anti-laundering requirements and prevent terrorism financing.

  • Integrates KYC/KYB validation processes.

  • Integrates queries to Terrorist Lists.


Fully navigable and flexible report and dashboard manager, with real-time updates.

  • Allows you to evaluate campaign performance.

  • Generates reports by role and profile type, by product type, and by portfolio.

  • Allows access to all historical data.

Pillars of our technology


We did it all so you don’t have to code.
Implement faster. Involve the business team.


We simplify the integration and scalability of your operations.
Take advantage of the power, security, and resilience of the cloud.


We customize each solution and combine them synergistically.
Add, remove, or update components efficiently.


We unify the experience across all your channels, platforms and devices.
Manage your reporting, profiles and flows centrally.


We generate customized reports integrated with all your sources.
Browse your information in real time, with alerts and automatic deliveries.

Contact us to learn more!

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